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NH·Retire by Bay Point Financial
Built for NH near-retirees & retirees
Research-based, not product-first
Rooted in the Granite State
Questions? Give us a call
(603) 555-0100

Find the Retirement Income Style That Fits You

We help New Hampshire pre-retirees and retirees turn a lifetime of savings into an income plan that feels as right as it looks on paper—through:

  • A plan built around how you think about money—not a product
  • A clear read on your Retirement Income Style (RISA®)
  • Guidance on Social Security, guaranteed income, taxes and more
  • A fiduciary-minded, second-opinion approach—no pressure
67%
of retirees want more than pure investments alone—seeking greater security and guaranteed income for their essentials.†
Get a FREE guide: Understanding Your Retirement Income Style
For NH investors near or in retirement

Get your free guide

Fill out the form and we'll send Understanding Your Retirement Income Style—plus your results if you've taken the quiz.

Your style: —

Private & never sold. Unsubscribe anytime.

Prefer to start with the 3-minute quiz? Take the Retirement Fit Quiz →

NH Retire Insights for Investors Like You

Find Your Style

See which of the four retirement income styles fits you.

Take the Quiz ›
Tailored Income

An income plan built around your goals—first.

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Fiduciary & Fee-Clear

Straightforward guidance and transparent, plain-English answers.

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NH-Local Guidance

Advice rooted in New Hampshire—from a name you can reach.

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What Makes NH Retire Different?

Most retirement plans start with a product or a rule of thumb. We start with a simpler, more important question: how are you wired to think about money? Get that right, and the rest of the plan finally holds together.

Using the research-based RISA® framework, we help you see your natural Retirement Income Style—then build income planning around it, so your strategy is one you can actually stay with through every kind of market.

About NH Retire & Bay Point Financial

NH Retire is the retirement-income practice of Scott Sullivan, Managing Partner at Bay Point Financial. We work with New Hampshire households near or in retirement who want clear, unhurried guidance—and a second opinion they can trust.

Get the Free Guide
New Hampshire lake and mountains in autumn Scott Sullivan, Managing Partner, Bay Point Financial
The Retirement Fit Quiz

Which Style Fits You?

Six quick questions. Your result appears instantly—no email required to see it.

Question 1 of 6
Question 1

Picture a serious market downturn early in retirement.

How do you honestly react?

Question 2

When it comes to your retirement income…

Which sounds more like you?

Question 3

Say you come into a lump sum.

An inheritance, a pension buyout—first instinct?

Question 4

How do you feel about guaranteed lifetime income?

Think annuities or pensions that pay for life.

Question 5

Thinking about the next ten years…

Which statement fits your mindset best?

Question 6

Your ideal retirement plan feels most like…

Pick the one that resonates.

Your Retirement Income Style
—
Income Approach
Safety-FirstProbability-Based
Strategy Orientation
CommitmentOptionality

    Get your full results & the free guide

    We'll send your personalized write-up and Understanding Your Retirement Income Style.

    Send Them to Me

    Yours to Keep

    Understanding Your Retirement Income Style

    A clear, jargon-free walk-through of the four retirement income styles—and what each one means for how you'd actually draw your paycheck in retirement.

    • The two questions that shape your entire strategy
    • All four styles explained in everyday language
    • Why the wrong-fit plan is the one people abandon
    • The questions worth asking any advisor—including us
    Get the Free Guide

    Frequently Asked Questions

    No. The quiz and the guide are free, and a Fit Call is a conversation, not a commitment. We believe good information should come before any decision.

    No. Some styles lean toward guaranteed income and some don't—that's the whole point of finding your fit first. We start with how you think, not with a product.

    Retirement Income Style Awareness—a research-based framework that identifies how you naturally prefer to fund retirement. It's used by advisors nationwide and grounded in the work of retirement researcher Wade Pfau, Ph.D.

    No. Your style shows up on screen the moment you finish. The email is only if you'd like the personalized write-up and the guide sent to you.

    NH Retire is the retirement-income practice of Scott Sullivan, Managing Partner at Bay Point Financial, serving New Hampshire households near and in retirement.

    The quiz and guide are useful to anyone. We work primarily with Granite State households, so a Fit Call makes the most sense if you're local or nearby.

    Ready to see what your style means for your plan?

    Get the free guide, or book a short, no-pressure Retirement Fit Call to talk it through—Social Security timing, guaranteed income, taxes, the works. No pitch. If it's not a fit, we'll tell you straight.

    Get the Free Guide Book a Retirement Fit Call